1. Eligibility

Bond application guidelines.

Instalment on a R800 000 bond at 10% interest = R8000 per month

Approximate earning capacity of R24 000 is required

Surplus needed after fixed monthly expenses = R8000 plus water, rates and interest rate fluctuations.

2. Application

Preparing and submitting due process documentation timeously and accurately is our forte. We are committed to walking with clients every step of the way; cutting through the red tape towards the fulfilment of an affordable bond at the best possible rate.

3. Review Process

On submission of your application we engage proactively and continuously with all parties, particularly the banks. The role of bankers is to determine an interest rate based on your risk profile. Our role is to relentlessly negotiate with every bank for a ‘noteworthy’ outcome on your behalf.

4. Success

It is likely that positive results will be received from more than one bank. We will than assist in assessing which deal would best serve your long-term interests.  There are many factors to consider over and above interest rate offerings, such as the terms and conditions in small print.

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