We sometimes file important documents so well, we cannot find them again! If you have a bond over your property you will not hold the original title deed as the Bank will hold it as security.
Replacing a lost original deed entails advertisements, is time consuming and can cause huge delays.
What normally happens to the original title deed?
After the property has been transferred into your name at the Deeds Office, the data is captured, and the Deed and supporting documents are scanned onto the microfilm system.
The original is then delivered to the transferring attorney who will deliver said original to the Bond attorney for onward transmission to the bank.
If there is no bond, the attorney can either hold the title deed on your behalf or deliver it to you for safe keeping.
If you choose to keep the original title deed, don’t forget where it was filed!
To save time and frustration, we suggest you ascertain now where your original title deed is kept.
Call your attorney now to assist in obtaining a lost copy well in advance.
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